Social Security's cost-of-living adjustment for 2027 is now projected 3.5% to 3.6%. This range comes from various outside projections as of September 14, 2026. The New York Times has reported an estimate of 3.6%. The Senior Citizens League forecasts a 3.5% growth. ConsumerAffairs additionally estimates 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration will make its formal statement in about one month. The exact date is not specified, but it is anticipated soon. Beneficiaries will find out the final COLA percentage for 2027 payments.