Australia is banning credit card surcharges from October 1 under new rules. Banks are set to revamp loyalty perks on the same day. Credit card points and rewards will shrink from next month. The change affects businesses across the country that charge extra for card payments. Businesses that add fees will have to change their systems.

A pub owner is considering cash only before the ban. News reports note the change is just 19 days away right now. The surcharge ban and the bank reward cuts are set to begin together from early October under the same timeline.