Apple plans to start its U.S. iPhone leasing program on a near date through the company-backed program. The service partners with the lender for bill scheduling. It targets buyers amid bigger upfront fees after Apple adjusted Mac price tags in recent weeks. Users may pick smaller recurring fees instead of buying in one go. Leased iPhones can be restricted from use if users miss obligations. Apple includes related features in upcoming iOS version. Some shoppers ask how leasing compares to buying outright. Critics raise that remote blocks leave buyers stranded if plans fall behind. Supporters argue leasing softens first bill and keeps upgrades simpler. The plan fits Apple's release pattern as iPhones get pricier device by device. Consumers are told to think things through before diving in.